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$2,950,000
186 Days On Site

16312 Cozy Cove Road
Charlotte, NC 28278

For Sale|Single Family Residence|Active
6
Beds
7
Total Baths
5
Full Baths
2
Partial Baths
6,218
SqFt
$474
/SqFt
2019
Built
Subdivision:
None
County:
Mecklenburg

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704-231-5477
16312 Cozy Cove Road16312 Cozy Cove Road16312 Cozy Cove Road16312 Cozy Cove Road
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Mortgage Calculator

Monthly Payment (Est.)

$13,459
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Nestled on over an acre of prime waterfront property in the coveted Palisades community—without the constraints of an HOA—this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living. Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting, and a sunning shelf, all surrounded by gorgeous hardscaping. Imagine evenings by the contemporary fire pit, hosting cookouts with the built-in grill, or simply relaxing while taking in breathtaking views of the lake from your private dock. Multiple outdoor spaces, including a covered porch off the main living area and a generous screened porch on the lower level, provide endless options for entertaining or unwinding. Inside, every detail has been thoughtfully curated. The two-story great room, anchored by a dramatic three-sided floor-to-ceiling stone fireplace, flows effortlessly into the dining area and chef’s kitchen. Here, you’ll find a 36” gas cooktop, double wall ovens, an oversized island with a breakfast bar, and a full-size side-by-side refrigerator and freezer. The main-level primary suite is a sanctuary, offering serene lake views through picture windows and a spa-like bathroom with a rain shower, stand-alone soaking tub, dual vanities, and a walk-in closet. The main level also includes two additional bedrooms with a Jack-and-Jill bath, a powder room, and a spacious laundry/mudroom with a pantry that connects to the three-car garage. Upstairs, you’ll discover a fully appointed apartment with a living room overlooking the lake, a full kitchen, a laundry room, 1.5 baths, and plenty of space. The lower level/basement offers even more versatility, featuring a second two-bedroom, two-bath apartment complete with its own full kitchen and living area. Whether used as a guest suite, rec room, or entertainment hub, it’s designed to adapt to your unique needs. Plus, with over 1,000 square feet of unfinished space and a one-car garage with a workshop, there’s room for a home gym, storage, or all the toys to complement your lakefront lifestyle. This exceptional property is truly a rare find, offering unmatched flexibility and luxury in a serene lakefront setting. Don’t miss the opportunity to make this retreat your forever home!

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Listing Snapshot
Price 
$2,950,000
Days On Site 
186 Days
Bedrooms 
6
Inside Area (SqFt) 
6,218 sqft
Total Baths 
7
Full Baths 
5
Partial Baths 
2
Lot Size 
1.01 Acres
Year Built 
2019
MLS® Number 
4321861
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
4 weeks agoPrice changed to $2,950,000
4 weeks agoListing updated with changes from the MLS®
6 months agoStatus changed to Active
6 months agoListing first seen on site
General Features
Attached Garage 
Yes
Garage 
Yes
Garage Spaces 
4
Levels 
One and One Half
Parking 
Garage Door OpenerGarage Faces SideGolf Cart Garage
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Above 
4793
SqFt Below 
1425
SqFt Total 
6218
Utilities 
Natural Gas Available
Water Source 
Public
Zoning 
N1C
Interior Features
Appliances 
DishwasherDisposalElectric OvenGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator
Basement 
ApartmentDaylightInterior EntryPartially FinishedStorage SpaceWalk-Out Access
Cooling 
Central AirHeat PumpMulti Units
Fireplace 
Yes
Fireplace Features 
DenGas LogGas StarterGreat RoomSee Through
Flooring 
CarpetTileWood
Heating 
CentralHeat PumpNatural Gas
Interior 
Kitchen IslandOpen FloorplanPantryWalk-In Closet(s)
Laundry Features 
Laundry ClosetLaundry RoomLower LevelMain LevelMultiple LocationsUpper Level
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Exterior Features
Construction Details 
Fiber Cement
Exterior 
DockFire PitGas Grill
Lot Features 
Waterfront
Patio And Porch 
CoveredDeckEnclosedFront PorchPorchRear PorchScreenedSide Porch
Pool Features 
HeatedIn GroundOutdoor PoolPool/Spa ComboSalt Water
Roof 
Shingle
View 
Water
Waterfront 
Yes
Waterfront Features 
Lake Wylie
Waterview 
Water
Windows/Doors 
French DoorsSliding Doors
Community Features
Financing Terms Available 
CashConventional
Roads 
ConcretePaved
Schools
School District
Unknown
Elementary School
Unspecified
Middle School
Unspecified
High School
Unspecified
Listing courtesy of COMPASS Robyn@RobynRiordan.com


Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {last_incremented_at}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. ©2026 Canopy MLS.

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Last checked - 2026-05-20 05:32 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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